Salary Calculator India – CTC to In-Hand

Estimate your monthly take-home salary after all deductions including PF, professional tax, and income tax (TDS).

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Enter your total Cost to Company (CTC) per year.

Salary Breakdown

Monthly In-Hand
Annual In-Hand
Monthly Gross
PF Deduction (monthly)
Income Tax / TDS (annual)
Professional Tax (annual)

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How In-Hand Salary is Calculated

Your in-hand salary = Gross Salary − Employee PF (12% of Basic) − Income Tax (TDS) − Professional Tax. Basic Salary is typically 40–50% of CTC. HRA, special allowances, and other components make up the rest. Our calculator uses standard Indian salary structure assumptions. The actual amount may vary slightly based on your employer's specific salary structure and state-level professional tax.