SIP Calculator India

Calculate how much wealth your monthly SIP investments in mutual funds will create over time. Free, fast, and accurate.

100% Free • Instant Results • No Signup

The amount you plan to invest every month.

Historical average: 10–14% for equity funds.

SIP Growth Summary

Future Value
Total Invested
Wealth Gained
Return on Investment

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How is SIP Return Calculated?

SIP returns are calculated using the compound interest formula applied to each monthly instalment. Future Value = P × [(1 + r)^n – 1] / r × (1 + r), where P is the monthly investment, r is the monthly rate of return (annual rate ÷ 12 ÷ 100), and n is the total number of months. The longer you stay invested, the more powerful compounding becomes — this is the magic of SIP investing in India.